Cash Advance

16-Dec

So How Do Late Payments Actually Affect Your Credit Score?

So How Do Late Payments Actually Affect Your Credit Score?

All it takes is one late credit card or loan payment to cause a serious hit to your credit scores. This is because your payment history is typically the most important factor used to calculate your credit scores, so it’s important to minimize late payments — or, if possible, completely eliminate them — in order to maintain healthy credit. What qualifies…

Find out more

9-Dec

5 Ways To Build Healthy Credit

5 Ways To Build Healthy Credit

Credit can affect your daily life, and weak credit can fail you when you’re trying to reach the finish line of a mortgage application or loan request. Luckily, healthy credit exercises can be built into everyday money habits. In fact, you can start right now. Right from your couch. How’s that for a handy workout? 5 ways you can build…

Find out more

2-Dec

Train your Brain! Best Saving Habits to Learn

Train your Brain! Best Saving Habits to Learn

What’s the best way to save money? For starters, don’t ask your friends or family or colleagues. Chances are, they’re asking the same question. When you dig into the stats, the financial outlook for many Canadians isn’t pretty. According to one recent study, more than 32% are nearing retirement without any savings whatsoever. Another study found that 26% of Canadians…

Find out more

27-Nov

The 50-20-30 Rule: Budgeting Tips For Canadians

The 50-20-30 Rule: Budgeting Tips For Canadians

The 50/20/30 budget is a proportional “how-to” that can help you stay-the-course with your financial goals. The internet isn’t short on “budgeting tips”, but what sounds good and what works can be totally different things. Having a balanced budget is something that sounds great in theory, but unless we’ve been given the proper budgeting tools, we can take years learning it…

Find out more