Our Blog

19-Feb

Reasons Why Payday Loans Are So Popular

Reasons Why Payday Loans Are So Popular

Loans are one of the common types of debt that people take to meet their financial requirements. These debts are given by banks and other financial institutions against some mortgage and interest rates. There are different types of loans available for different purposes. One of the quickly available loans that have less paperwork and higher interest rates is payday loans.…

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19-Feb

When Should You Consider Freezing Your Credit?

When Should You Consider Freezing Your Credit?

Data breaches and credit card hacks occur by the tens of millions every year. Sooner or later, you should anticipate the chances of it happening to you. You can take measures to protect your information online and suppress the chances of hackers taking out credit using your name. One good way to do this is to freeze your credit. A…

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18-Feb

Having a Low Credit Score? Think about a no Credit Check Loan?

Having a Low Credit Score? Think about a no Credit Check Loan?

Living a standard life in an economically staggering world is quite challenging. You need to meet your financial ends, and for that, you have to acquire proper funding. Loans are the famous debt given away by banks and financial institutions to individuals or businesses. There are different types of loans available for various purposes. The banks and financial institutes charge…

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18-Feb

Reasons Why Payday Loans Are Beneficial

Reasons Why Payday Loans Are Beneficial

The cost of living in a digitally evolving economy is skyrocketing. It becomes quite essential to take credit and borrow money to meet our financial ends. There are different types of debt that you can avail of to fulfill your financial requirements. Loans are the common types of debts given by financial institutions and banks. In loans, there are different…

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31-Jan

Why Choose to Get a Payday Loan

Why Choose to Get a Payday Loan

Payday loans are considered a double-edge sword in finance. While it’s a popular option in order to borrow money really quick, it is also a very dangerous practice if you are not careful. Payday loans are regularly used for instances where an individual will need to pay for food or a bill very soon, but need to wait for their…

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16-Dec

So How Do Late Payments Actually Affect Your Credit Score?

So How Do Late Payments Actually Affect Your Credit Score?

All it takes is one late credit card or loan payment to cause a serious hit to your credit scores. This is because your payment history is typically the most important factor used to calculate your credit scores, so it’s important to minimize late payments — or, if possible, completely eliminate them — in order to maintain healthy credit. What qualifies…

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9-Dec

5 Ways To Build Healthy Credit

5 Ways To Build Healthy Credit

Credit can affect your daily life, and weak credit can fail you when you’re trying to reach the finish line of a mortgage application or loan request. Luckily, healthy credit exercises can be built into everyday money habits. In fact, you can start right now. Right from your couch. How’s that for a handy workout? 5 ways you can build…

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2-Dec

Train your Brain! Best Saving Habits to Learn

Train your Brain! Best Saving Habits to Learn

What’s the best way to save money? For starters, don’t ask your friends or family or colleagues. Chances are, they’re asking the same question. When you dig into the stats, the financial outlook for many Canadians isn’t pretty. According to one recent study, more than 32% are nearing retirement without any savings whatsoever. Another study found that 26% of Canadians…

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27-Nov

The 50-20-30 Rule: Budgeting Tips For Canadians

The 50-20-30 Rule: Budgeting Tips For Canadians

The 50/20/30 budget is a proportional “how-to” that can help you stay-the-course with your financial goals. The internet isn’t short on “budgeting tips”, but what sounds good and what works can be totally different things. Having a balanced budget is something that sounds great in theory, but unless we’ve been given the proper budgeting tools, we can take years learning it…

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